This web site (“Website”) is owned and operated by APPLIED REAL INTELLIGENCE LLC (“ARI”).
If you are using this Website on behalf of an entity, you represent that you are authorized to bind such entity, in which case the terms “you” and “user” shall also include such entity.
1. Ownership of Information
All information provided on this website is owned or licensed by ARI, and unless otherwise indicated, is protected by law, including but not limited to copyright, trade secret and trademark laws.
None of such information may be copied or otherwise reproduced, repackaged, further transmitted, transferred, disseminated, redistributed or resold, or stored for subsequent use for any such purpose, in whole or in part, in any form or manner or by any means whatsoever, by any person without the prior written consent of ARI.
In particular and without limitation, ARI owns copyright in the Website as a collective work and/or compilation, any and all databases accessible on the Website, and in the selection, coordination, arrangement, and enhancement of the content of the Website. ARI and all other names, logos, and icons identifying ARI and/or ARI products and services are proprietary marks of ARI or its licensors.
The contents of the Website are © 2023, ARI, and/or its licensors. All rights reserved.
2. Use of Data
Except as expressly permitted herein, you may not modify, create derivatives of, copy, distribute, repackage, disseminate, broadcast, transmit, reproduce, publish, license, transfer, sell or re-sell, mirror, frame, “deep link”, “scrape”, data mine, or otherwise use or store for subsequent use for any such purpose, any information or materials obtained from or through this Website, without ARI’s prior written consent.
ARI obtains all information furnished on the Website from sources believed by it to be accurate and reliable. You expressly agree that:
(a) the ideas and other opinions provided via the Website are, and will be construed solely as, statements of opinion and not statements of fact as to investment worthiness, creditworthiness or recommendations regarding investment decisions or decisions to purchase, hold or sell any securities, or endorsements of the accuracy of any of the data or conclusions, or attempts to independently assess or vouch for the financial condition or investment worthiness of any company or financial instrument;
(b) each opinion will be weighed, if at all, solely as one factor in any investment or credit decision made by or on behalf of you; and
(c) you will accordingly make your own evaluation of each investment decision or security, and of each issuer and guarantor of, and each provider of credit support for, each security or credit that you may consider purchasing, holding, selling, or providing. You will not solely or mechanistically rely on investment ideas or opinions for assessing the worthiness of an entity or financial instrument.
The ideas and opinions provided via the Website do not take into account your personal objectives, financial situation or needs, and in providing opinions to you, ARI is not carrying out consultancy or advisory services. You should always seek the assistance of a professional for advice on investment, tax, legal, or other professional matters.
Because of the possibility of human and mechanical error as well as other factors, the Website and all related materials, products, services and information are provided on an “as is” and as available basis without representation or warranty of any kind.
All conditions, representations and warranties, whether express, implied, statutory or otherwise, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights, are hereby disclaimed to the maximum extent permitted by applicable law by ARI and its licensors.
You assume the sole risk of making use of and/or relying on the information, materials, products, and services available on the website.
To the extent permitted by law, ARI and its licensors and suppliers disclaim liability for any damages based on your use of the website and its content. without limiting the foregoing, ari shall not have liability to any person or entity for any loss or damage in whole or in part caused by, resulting from, or relating to, any error (negligent or otherwise) or other circumstance or contingency within or outside the control of ARI or any of its directors, officers, employees or agents in connection with the procurement, collection, compilation, analysis, interpretation, communication, publication or delivery of information.
Under no circumstances will ARI or its licensors or suppliers be liable to you for any special, indirect, incidental or consequential damages of any kind, including, but not limited to, compensation, reimbursement or damages on account of the loss of present or prospective profits, expenditures, investments or commitments, whether made in the establishment, development or maintenance of business reputation or goodwill, for loss of data, cost of substitute materials, products, services or information, cost of capital, and the claims of any third party, or for any other reason whatsoever, even if ARI or its licensors or suppliers have been advised of the possibility of damages.
The limitations and exclusions contained herein will apply only to the maximum extent permissible under applicable law, and nothing herein purports to limit ARI’s liability in a manner that would be unenforceable or void as against public policy in the applicable jurisdiction.
4. Assumption of Risk
You use the Internet solely at your own risk and subject to all applicable laws and regulations. While ARI has endeavored to create a secure and reliable Website, please be advised that the confidentiality of any communication or material transmitted to/from a website over the Internet cannot be guaranteed. Accordingly, ARI and ARI’s licensors and suppliers are not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Website, or for the consequences of any reliance on such information. ARI and ARI ‘s licensors and suppliers shall have no liability for interruptions or omissions in Internet, network or hosting services.
You assume the sole and complete risk of using the Website. Moreover, you agree (a) to hold ARI harmless for the use of third party software on the Website and (b) that ARI shall have no liability whatsoever to any person or entity for the accuracy and/or completeness of any outcome resulting from the use of such software.
5. Password Policy
6. Enforcing Security
Actual or attempted unauthorized use of the Website may result in criminal and / or civil prosecution. For your protection, ARI reserves the right to view, monitor, and record activity on the Website without notice or further permission from you, to the fullest extent permitted by applicable law. Any information obtained by monitoring, reviewing, or recording is subject to review by law enforcement organizations in connection with the investigation or prosecution of possible criminal activity on any portion of the Website. ARI will also comply with all court orders involving requests for such information.
8. Links to Other Websites
ARI may provide links, in its sole discretion, to other websites on the internet for your convenience in locating related information and services. These websites have not necessarily been reviewed by ARI and are maintained by third parties over which ARI exercises no control. Accordingly, ARI expressly disclaims any responsibility for the content, the accuracy of the information, the quality of products or services provided by or advertised on, and/or software downloaded from, these third party websites. Moreover, these links do not imply an endorsement of any third party or any website or the products or services provided by any third party. Users and third parties are prohibited from establishing hyperlinks to or away from this site, unless ARI provides prior written consent (which it may or may not provide in its sole discretion).
9. Events Beyond ARI Control
ARI ‘s Website may be subject to limitations, delays and other problems inherent in the use of the internet and electronic communications that are beyond ARI’s reasonable control. ARI is not responsible for delays, delivery failures or other damage resulting from such problems. You expressly absolve and release ARI and ARI ‘s licensors and suppliers from any claim of harm resulting from a cause beyond their control, including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, terrorism or governmental restrictions.
ARI also welcomes your feedback and suggestions about how to improve the Website. Any ideas, suggestions, information, know-how, material, or any other content (collectively, “Submissions”) received through a Website, however, will be deemed to include a royalty-free, perpetual, irrevocable, nonexclusive right and license for ARI to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works, display, (in whole or part) worldwide, or act on such Submissions without additional approval or consideration, in any form, media, or technology now known or later developed for the full term of any rights that may exist in such Submissions. You hereby waive any claim to the contrary.
11. Governing Law and Consent to Jurisdiction
12. Dispute Resolution
14. Term, Termination, Amendments
16. Nature of Relationship / Severability